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Hey there! Angelique here from Solomon Estate and Wealth Planning. If your mailbox is currently overflowing with glossy brochures featuring seniors hiking and smiling at sunset, you probably know what time it is: Medicare enrollment season. Choosing between a Medicare Supplement (Medigap) and a Medicare Advantage plan (Part C) is easily one of the most stressful decisions our clients face. It’s not just about picking a plan; it’s about deciding how you want your healthcare to

Hey there! It’s Angelique from Solomon Estate and Wealth Planning. Can you believe we’re already well into 2026? Time really does fly when you’re busy building a legacy. Lately, I’ve been getting a lot of questions about some of the "fine print" changes that came out of the SECURE Act 2.0. One specific topic keeps popping up in our retirement planning sessions: the new $7,000 401(k) cash-out rule. Now, on the surface, a $2,000 increase (it used to be $5,000) might not seem li

Hey there! I’m Angelique, and if you’re reading this, you’re likely staring down a stack of Medicare mailers that’s about three inches thick. It’s April 2026, and if there’s one thing we know for sure at Solomon Estate and Wealth Planning, it’s that the "alphabet soup" of Medicare isn’t getting any simpler. One of the most common questions we get here is: "Should I go with a Medicare Advantage plan or a Medicare Supplement (Medigap) plan?" It’s not just a health question; it’

Hey there! If you’ve recently changed jobs or are planning to retire soon, you’ve probably got a lot on your plate. Between saying goodbye to old coworkers and figuring out where the best coffee is at the new office, your old 401(k) might be the last thing on your mind. But here’s the thing: how you handle that money can be the difference between keeping your nest egg intact or handing a massive chunk of it over to Uncle Sam. At Solomon Estate and Wealth Planning, we see folk

Leaving a job is a huge life transition. Whether you’re moving on to a better opportunity or finally hanging up the hat for retirement, there’s a massive checklist of things to handle. Somewhere between "returning your laptop" and "setting your out-of-office forever," you have to figure out what to do with your 401(k). It sounds simple enough, right? You just move the money from Point A to Point B. But as many of our clients at Solomon Estate and Wealth Planning have discover

Hey there! Angelique here. If you’ve been following along lately, you know we’ve been talking a lot about a concept that honestly changed the way I look at money forever. It’s a strategy we call Wealth Without Walls , and at the heart of it is something called the "And" Asset. Now, I know what you’re thinking. "Angelique, what on earth is an 'And' Asset? Is this some complicated Wall Street jargon?" Actually, it’s the exact opposite. It’s about getting away from the walls Wa

Let’s be real for a second: leaving a job is a whirlwind. Whether you’re moving on to bigger and better things, finally starting that side hustle, or just escaping a boss who microwaved fish in the breakroom every Friday, you’ve got a lot on your plate. Between the exit interviews and the frantic "I’ll miss you!" emails, your 401(k) usually ends up at the very bottom of your to-do list. But here’s the thing: thanks to some "upgrades" in the SECURE 2.0 Act, your old employer n

If you’re approaching your 65th birthday, your mailbox is probably stuffed with more colorful Medicare flyers than you know what to do with. You’ve seen the commercials, Joe Namath or William Shatner promising "everything for nothing." It sounds great, right? Zero-dollar premiums, dental, vision, and maybe even a little extra money back in your Social Security check. But then you talk to your neighbor, and they tell you a horror story about their surgery being denied. Now you

Changing jobs is a big deal. Whether you’re moving up the corporate ladder, switching industries, or finally taking that leap into retirement, there is a lot on your plate. Between the exit interviews and the new-hire paperwork, it’s incredibly easy to push your old retirement account to the back burner. But here’s the thing: your 401(k) is likely one of your largest financial assets. Leaving it behind or handling it poorly can cost you thousands in taxes, penalties, and lost

If you’re blowing out 65 candles on your birthday cake this year, congratulations! You’ve reached a major milestone. But alongside the celebration usually comes a mailbox overflowing with glossy brochures, each one promising "free" healthcare, $0 premiums, and enough extra perks to make your head spin. At Solomon Estate and Wealth Planning, I see it all the time. People get so excited about the idea of a $0 premium that they sign on the dotted line without realizing what they

So, you’ve done it. You’ve handed in the badge, said goodbye to the fluorescent lights, and officially stepped into the world of the "soloist." Whether you’re starting your own consulting gig, joining a smaller boutique firm, or just taking a well-deserved sabbatical to figure out your next big move, one thing is certain: you’ve got a 401(k) sitting back at your old office that’s acting like a clingy ex. It’s just… sitting there. Maybe you get a quarterly statement that you i

Hey there! Angelique Solomon here. If you’ve ever looked at your bank statement or your 401(k) balance and felt like you were just a passenger on a ride you didn’t sign up for, you aren’t alone. Most of us are taught to play the financial game by someone else’s rules. We work hard, we deposit our paychecks into a bank, and then: if we need to buy a car, fix the roof, or expand a business: we go back to that same bank and ask for permission to use money (often paying them a he

Planning for the future is a responsible step that brings peace of mind. One of the most important documents you can prepare is a will. It ensures your assets are distributed according to your wishes and helps your loved ones avoid unnecessary stress. Today, creating a will online has become a practical and accessible option for many. In this guide, I will walk you through the process, explain key considerations, and offer tips to make your will clear and effective. Understan

Hey there! So, you’ve made a big move, maybe you’ve landed a dream job at a new company, or perhaps you’ve finally decided to take the leap into early retirement. First off, congratulations! Change is exciting, but it also comes with a to-do list that can feel a mile long. Somewhere between "update LinkedIn profile" and "figure out the new coffee machine" is a task that often gets pushed to the back burner: What are you doing with your old 401(k)? Leaving an old retirement ac

Hey there! If you’re blowing out 65 candles on your birthday cake this year, first off, happy birthday! This is such a huge milestone. But I also know that along with the Medicare cards and the senior discounts, there’s a big, looming question that usually starts keeping people up at night: “What do I do with my 401(k)?” You’ve spent decades Diligently tucked money away, watching those numbers grow (and occasionally dip, which is never fun). Now that you’re at the finish line

When it comes to planning your estate, finding the right attorney is a crucial step. The process can feel overwhelming, especially if you are not sure where to start. Fortunately, the internet offers a convenient way to connect with experienced professionals who can help you protect your assets and ensure your wishes are honored. In this post, I will walk you through how to find an online estate planning attorney, what to look for, and how to make the best choice for your uni

Hey there! I’m Angelique Solomon, and if you’re reading this, there’s a good chance you’re in the middle of a big life transition. Maybe you’ve finally decided to hang up the hat and retire, or perhaps you’re moving on to a exciting new career opportunity. First off: congratulations! Change is big, and while it’s exciting, it often comes with a giant to-do list. Right at the top of that list is usually a question that stresses a lot of people out: "What on earth do I do with

Let’s be real for a second: the biggest fear people have about retirement isn't actually retiring. It’s the "What if?" What if the market crashes? What if medical bills skyrocket? What if I live to be 100 and my bank account hits zero when I’m 92? That fear is what we call "longevity risk", the risk of outliving your money. In 2026, with the cost of living still being a hot topic and the market doing its usual roller coaster routine, retirement income planning has never been

If you’re approaching your 65th birthday, you’ve probably noticed two things: your mailbox is overflowing with glossy brochures, and everyone from your neighbor to your favorite cashier has "expert" advice on Medicare. It’s a huge milestone, but let’s be honest: the transition into Medicare can feel like trying to solve a Rubik's cube in the dark. At Solomon Estate and Wealth Planning, we see this all the time. You’ve worked hard, you’ve saved, and you’re ready to enjoy this

Hey there! It’s Angelique Solomon here. Let’s have a heart-to-heart for a second. Do you ever feel like you’re doing everything “right”: working hard, saving money, investing in your 401(k): but you’re still just a passenger in your own financial life? You put your money in a bank, and they lend it out to someone else at a higher interest rate. You put your money in a retirement account, and you’re told you can’t touch it until you’re nearly 60 without paying a massive penalt