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If you’re approaching your 60s, you’ve probably heard a lot of buzz about retirement "catch-up" contributions. It’s that extra bit of fuel you’re allowed to pump into your 401(k) once you hit age 50. But as we head into 2026, the rules are changing in a big way: and if you’re between the ages of 60 and 63, you’ve just been handed a "Super Catch-Up" turbo button. However, with great power (and higher limits) comes great complexity. If you're thinking about 401k rollover option

Leaving a job is a huge milestone. Whether you’re finally hanging up the hat for a well-earned retirement or just moving on to a fresh new opportunity in 2026, you have a lot on your plate. Between saying your goodbyes and setting up your new routine, there is one big financial "to-do" that often gets pushed to the bottom of the list: your old 401(k). It might feel easier to just let it sit there, but leaving your money in an old employer's plan can limit your investment choi

Leaving a job is a whirlwind. You’re handing over keys, saying goodbye to colleagues, and trying to figure out where your new health insurance cards are. In the middle of all that chaos, your old 401(k) usually ends up at the very bottom of the "to-do" list. But here’s the problem: your old 401(k) doesn't just sit there patiently. As we discussed in our recent look at the $7,000 force-out rule, your former employer might actually have the right to kick your money out of the p

If you’re planning to retire or change jobs in 2026, you’ve probably got a lot on your plate. From saying goodbye to coworkers to planning your first "official" day of freedom, it’s an exciting time. But then you look at that 401(k) balance you’ve been building for years, and the questions start pouring in: How do I move this without getting clobbered by taxes? What’s the difference between a direct and indirect rollover? And why does everyone keep talking about 2026 being a

Let’s be honest: when you leave a job, your old 401(k) is usually the last thing on your mind. Between the new office, the fresh commute, and the stack of "onboarding" paperwork, that old retirement account often just sits there. You tell yourself, "I'll deal with it later." Well, "later" is officially here, and it comes with a new number you need to know: $7,000. Thanks to the SECURE 2.0 Act, the rules around how employers handle small retirement accounts have changed. Start

Turning 65 is a huge milestone. It’s the age where many of us start dreaming about golf courses, beach sunsets, or finally finishing that DIY project in the garage. But it’s also the age when the "Medicare Mail Avalanche" starts hitting your mailbox. If you’re turning 65 in 2026, you’re entering the Medicare world at a very interesting time. Rules are changing, drug costs are shifting, and the choices you make now can affect your wallet (and your health) for decades. At Solom

So, you’re turning 65 or perhaps you’re finally retiring and leaving that corporate health plan behind. First of all, congratulations! This is a huge milestone. But if you’re like most of the folks we talk to here at Solomon Estate and Wealth Planning, your excitement might be mixed with a little bit of "Medicare Stress." One of the biggest questions we hear is: "Angelique, I love my doctor. I’ve seen them for ten years. How do I make sure I don't lose them when I switch to M

So, you’re making a big move. Maybe you’re finally hanging up the hat and heading into retirement, or perhaps you’ve landed a dream job at a new company. Either way, you have an old 401(k) sitting there, and it’s time to decide what to do with it. At Solomon Estate and Wealth Planning, we see this all the time. People are excited about their next chapter, but they often get tripped up by the technical side of moving their money. Moving your retirement savings shouldn't feel l

If you’ve been navigating the world of Medicare for a while, you know that keeping up with the changes can feel like a full-time job. Every year, there’s a new set of rules, new numbers to memorize, and new strategies to consider. But if there is one year you really want to pay attention to, it’s 2026. At Solomon Estate and Wealth Planning, we specialize in helping people transition into retirement with confidence. Whether it’s guiding a 401(k) rollover or helping you pick th

Welcome to 2026! If you’ve spent any time looking at your retirement accounts lately, you’ve probably noticed that the landscape has changed quite a bit. We’re currently living through what some experts are calling the "Annuity Renaissance." With record-high interest rates and a major shift in how we think about "protected income," the old debate, Annuity vs. IRA Rollover, has some fresh, 2026-flavored nuances. If you’re nearing retirement or leaving your job, you’re likely s

Leaving a job is a whirlwind. Between the exit interviews, handing over your keys, and saying goodbye to coworkers, your mind is probably a million miles away from your retirement account. But here’s the truth: what you do with your 401(k) in the next few weeks could either set you up for a lifetime of growth or cost you thousands in unnecessary taxes and penalties. I’m Angelique Solomon, and at Solomon Estate and Wealth Planning, I see people fall into these “surprise” tax t

If you’ve reached that golden age where the mailbox starts filling up with AARP flyers and Medicare statements, you’ve probably noticed something annoying: the more you "make" in retirement, the more the government wants to claw back. It feels a bit like a game of Whac-A-Mole, except the hammer is a tax bill and the mole is your hard-earned savings. One of the sneakiest ways Uncle Sam dips into your pocket is through something called IRMAA. No, it’s not a distant relative who

Turning 65 has always been a major milestone. For most, it’s the moment you finally get to trade the 9-to-5 grind for grandkid visits, travel, or finally mastering that hobby you’ve put off for decades. But if you’re hitting that "Double Nickels + 10" mark in 2026, the conversation around Medicare has changed. It’s no longer about just signing up for what your neighbor, Bill, has. Why? Because 2026 is officially the year of Personalized Medicare. Between massive legislative s

Welcome to 2026! If you’ve been paying attention to the headlines (or your pharmacy receipts), you know that the world of Medicare has undergone a massive transformation. We’ve finally reached the era of the "Prescription Drug Revolution." For years, the "donut hole" was the boogeyman of retirement planning, that confusing gap where you suddenly had to pay a fortune for your meds. Well, as of 2026, the boogeyman is officially retired. In its place, we have a firm, legally man

Happy June, everyone! Can you believe we’re already halfway through 2026? It feels like just yesterday we were ringing in the New Year, and now summer is officially here. I hope you’re finding some time to enjoy the sunshine and maybe even plan a little getaway. While you’re out enjoying the warmer weather, there are some pretty big shifts happening in the world of retirement and healthcare that I want to make sure are on your radar. Between new IRS rules for high earners and

Leaving a job is a bit like a breakup. There’s the awkward "it’s not you, it’s me" conversation with HR, the frantic gathering of your favorite desk succulents, and the realization that you have to figure out what to do with your shared assets. In this case, that asset is your 401(k). As we roll through 2026, the rules of the retirement game have changed thanks to the SECURE 2.0 Act. It’s no longer just a matter of "moving your money." There are new thresholds, automatic "for

Welcome to 2026! If you’ve been checking your mail lately, you’ve probably noticed it’s a bit... crowded. Between the glossy flyers promising "$0 premiums" and the letters from your current carrier that look suspiciously like a break-up note, it’s a lot to handle. If you’re turning 65 or already deep into your Medicare years, the landscape has shifted significantly this year. The "freebies" that used to define Medicare Advantage (MA) are getting a bit shy, and the stability o

Leaving a job is always a whirlwind. Whether you’re moving on to a better opportunity, taking a break, or finally stepping into retirement, there’s a massive checklist of things to do. You have to pack your desk, say your goodbyes, and, most importantly, figure out what to do with your 401(k). In the past, if you had a small amount of money in your account, you might have been able to just leave it there and forget about it. But as of 2026, thanks to the SECURE 2.0 Act, the r

If you are between the ages of 60 and 63, the year 2026 is going to be a landmark moment for your retirement strategy. Thanks to the SECURE 2.0 Act, the rules of the game are changing: specifically regarding how much you can squirrel away in those final years before you hang up the "gone fishing" sign. At Solomon Estate and Wealth Planning, we specialize in helping people navigate these transitions. Whether you are leaving your job or planning for a full retirement, understan

Turning 65 is a major milestone. For most of us, it’s the moment we finally trade the daily grind for a more relaxed pace. But along with that birthday comes two of the biggest financial decisions you’ll ever make: choosing a Medicare plan and deciding what to do with that 401(k) you’ve been building for decades. At Solomon Estate and Wealth Planning, we see it all the time. People often treat these as separate "to-do" list items. They pick a Medicare plan on Monday and talk